WHY CHOOSE ADVOCATE MORTGAGE FOR YOUR NEXT LOAN?
- 1. BEST pricing options for all types of mortgages
- 2. EXPERIENCE COUNTS, over 20 years in the mortgage business, closing hundresds of million of dollars in mortgages;
- 3.ALL FEES DISCLOSED up front;
- 4. WE CAN GUARANTEE YOUR RATE, as a banker, not a broker;
- 5. OUR LOAN OFFICERS AREN'T PAID ON COMISSION
- 6. OPEN 7 DAYS A WEEK, for your convenience
- 7. NO OBLIATION CONSULTATION TO DISCUSS THE OPTIONS AND THE BEST WAY TO TAILOR THE MORTGAGE to your partifcular;
- 8. LOCALLY OWNED AND OPERATED, NOT AN INTERNET COMPANY with employees that cannot be held accountable
- 9. HIGHLY QUALIFIED loan officers
- 10. WE CLOSE LOANS FAST, 30 days is the norm
- 11. TONS OF MORTGAGE PROGRAMS INCLUDING 1% DOWN, LOW CREDIT SCORES AND SELF EMPLOYED
Lowest closing Costs for A+ Borrowers
We guarantee to beat any quote that you get from a competitor or we will give you $100.00. This is for purchases, new finances, debt consolidation, home rehabilitation, and reverse mortgages. We will beat any price in town, and we offer the best deals possible based on market conditions. Our loan officers are offering no-closing-cost mortgages and guarantees and lock in low rates. We can normally close a loan in 30 days.
Special Programs for Borrowers in Chapter 13 Bankruptcy
For those who have been in or are still in Chapter 13 bankruptcy, have had no non-sufficient checks in the last 12 months, and have made all of their payments on time, we are able to refinance an existing mortgage or get them a new mortgage. Other companies will not make these types of loans, but we have the expertise to get them done in a timely manner. This process takes approximately 45 days.
Special Programs for Self-Employed Borrowers with Income Qualifying IssuesWe help self-employed borrowers who take advantage of the tax codes to reduce their income on their tax returns, and then consequently, do not qualify for a mortgage due to the reduced income on the return. We have other methods to get them qualified for a mortgage loan that does not require using a tax return.